František is a risk manager who focuses on the issue of capital adequacy and credit exposure.

Mr Kinc graduated with an Economics degree from the Technical University of Ostrava. He has gained many years of experience through his work in the banking sector, where he worked for years in risk management departments and gained further experience in internal audit processes in securities.

At present, František works as a credit risk specialist. He evaluates the credit risk of individual business cases, monitors credit liquidity and ensures the enforcement of the credit exposure management methodology. Within this area, he manages credit risk and proposes measures that minimise risks and help to achieve optimal results within a case.